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Ahmed AyadiAA

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À propos de Ahmed

I’m a freelance data reporting specialist based in Tunis, with an eight-year expertise in credit analysis and scientific research. Together with my partner based in Zurich, who has a solid expertise in data service consultancy and data analysis, we help SMEs and scale-ups automate their HR, financial, or ESG reporting (Excel → Power BI/Tableau).
If you’re still spending hours manually compiling data or building Excel dashboards each month, our solution can save you time and provide greater clarity for your decision-makers.
  • Arabe

    Bilingue ou natif

  • Français

    Bilingue ou natif

  • Anglais

    Bilingue ou natif

En télétravail uniquement
Travaille majoritairement à distance

Expériences

  • Banque de Tunisie - Commitment Department,
    Credit analyst for small and medium enterprises
    février 2020 - Aujourd'hui (6 ans et 4 mois)
    Tunis, Tunisia
    Analyze investment and management credit lines requests for small and medium enterprises
    • Evaluate the requests and propose the suitable type of credit lines
    • Assess the wellness of the operating cycle and suggest the appropriate amounts of management credit lines
    • Judge the quality of the presented mortgages in terms of legal and market value
    • Ensure the implementation of accepted credit lines as well as the related mortgages
    • Follow up the good use the credit lines and surveil exceeds in the management credit lines, as well as the collection of the unpaid debt
    • Forecast the potential impact of the intended investment on the future company performance
    • Analyze the financial health of the company and its capability to pay back the debt
    • Renew more than 85% of the management credit lines in the portfolio for 2 consecutive years
    Analyse financière Reporting & Analysis Analyse de données Recherche scientifique Dashboarding
  • Banque de Tunisie - El Ghazela Branch,
    Account manager
    novembre 2017 - janvier 2020 (2 ans et 2 mois)
    Tunis, Tunisia
    Advise customer and propose the appropriate product
    • Recommend the appropriate product to customers (account type, credit cards, online apps, deposit products, bank transfers, cheques, bills of exchange)
    • Study loan requests and offer the appropriate type of credit line
    • Forward credit loans to superiors for decision making
    • Ensure the good ending of the credit lines and the minimization of unpaid debt
    • Surveil the needs of the clients and follow up with the appropriate products
    • Prospect new customers

    Deal with current banking operations
    • Cash deposit/Withdrawals
    • Foreign exchange operations
    • ATM recharging
    • Cheque/bill of exchange payment

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Formations

  • Doctor of Philosophy (Ph.D.)
    Université Paris 8 | Vincennes
    2023
    Doctor of Philosophy (Ph.D.)
  • Doctor of Philosophy (Ph.D.)
    IHEC Carthage
    2023
    Doctor of Philosophy (Ph.D.)

Certifications

  • Financial modeling & valuation analyst
    Corporate finance institute
    Analyse financière Modélisation financière
  • GMAT
    Graduate Management Admission Council
    2017

Compétences

Catégories